Mobile payments with Near Field Communication technology.

Modern technology Near Field Communications (NFC) intends to conquer mobile payment markets. The technology offers joint access to information, service, will provide the ability to make wireless payment services, the purchase of goods using a mobile payment. A cell phone owner will only need to press one button on his phone to receive information or make a payment. This technology will allow you to use your phone as a contactless payment card.

Nokia has already begun to embrace Near Field Communications technology with the release of several mobile phone models. Juha Kokkonen, director of the Nokia Experimental Department, says that now why not buy tickets, why not buy payment cards, go out for groceries, why not ask someone if you need to get information - all this can be done using your cell phone with NFC support. In addition, NFC technology provides two-way data transfer. For example, if you touch an advertising poster or an information kiosk, a link will automatically come to your phone for information (audio, video) via the Internet.

According to a study conducted by ABI Research, by 2012 NFC technology will be available to 292 million mobile phone users.
2007 will be a turning point in the history of the development of Near Field Communication, as the first stage of testing basic standards and operators is completed. “With the help of NFC, it will be possible to perform various manipulations just by waving the phone,” says analyst Jonathan Collins. “Make mobile payments, open doors, establish a wireless connection, etc.”

It is worth noting the factors hindering the introduction of this technology. The main problem is the complexity of support and infrastructure development for this technology. Cellular network operators will give their consent to the introduction of technology only if the development of this system is beneficial. Since income-generating NFC applications are very complex and voluminous. This fact is still the most serious factor hindering the development of Near Field Communications technology. NFC technology, designed to simplify and improve the life of an ordinary person, at this stage faces certain difficulties of implementation. So, the appearance of Near Field Communications in cell phones directly depends on how successfully, quickly and affordably the proposed technology can provide communication between the electronic device and the payment terminal through a high-speed and wireless connection.