PrivatBank - Another financial scam with salary cards
Hello dear chabrasoobschestvo.
About an hour ago, they called from PrivatBank and happily informed me that I had a salary card debt, and I had to urgently pay it off. Next, I give a brief retelling of the conversation:
(operator): Hello, you are disturbed from PB, can I talk to <FULL NAME>.
I: Hello, yes, it's me. Listen to you.
')
A: The fact is that you have a salary card debt and you need to pay it off.
I: At the moment I do not have a salary card, and I do not understand what is being said.
A: Well, what ... November 17 , 2005 a salary card was issued to you.
I: * A little thought * You know, at that time I was 16 years old, and for some reason I am sure that I could not get a job and even get a salary card ...
A: Wait a minute, I will check again ... Do you know <the name of a public institution>.?
I: Yes, of course. I studied there.
A: Well, this organization has issued a card for you. Debt needs to be repaid. For 5 years - 110 hryvnia (about $ 14). This debt for SMS informing. After graduation, you had to write a statement about disabling SMS information.
Me: Girl, after graduation (1 year) I passed the card to the school, this card served to receive scholarships, you personally did not sign any contracts for this card, I do not have any documents confirming the fact of receiving this card. I don’t understand at all why the state institution did not close this card immediately after the end of the educational process. And why from you there hasn't been a rumor or spirit all this time. I'm not going to pay anything.
A: In any case, you will have to pay off the debt! Ignorance of the rules is no excuse.
These are the "pies". I talked with this girl for about 15 minutes, probably trying to explain and even get at least some clarification about the situation, but in the end I received only “you have to pay; your card expired almost today, and so we just now noticed (yeah, I believed); you can complain; etc.".
Yes, in fact, the amount is tiny, but the fact of such a “pun” is striking. For some reason I am more than confident that I am not the first and far from the last to whom such a “joyful” telephone call comes from PrivatBank. I couldn’t use it for 5 years, the card allegedly remained open in my name, because I didn’t have it - I don’t intend to. In addition, if I am not mistaken, the fee for SMS informing was withdrawn immediately after receiving the SMS.
In this regard, I have a question for habrovchanam: What are my chances to win in court? And are they anyway?
About an hour ago, they called from PrivatBank and happily informed me that I had a salary card debt, and I had to urgently pay it off. Next, I give a brief retelling of the conversation:
(operator): Hello, you are disturbed from PB, can I talk to <FULL NAME>.
I: Hello, yes, it's me. Listen to you.
')
A: The fact is that you have a salary card debt and you need to pay it off.
I: At the moment I do not have a salary card, and I do not understand what is being said.
A: Well, what ... November 17 , 2005 a salary card was issued to you.
I: * A little thought * You know, at that time I was 16 years old, and for some reason I am sure that I could not get a job and even get a salary card ...
A: Wait a minute, I will check again ... Do you know <the name of a public institution>.?
I: Yes, of course. I studied there.
A: Well, this organization has issued a card for you. Debt needs to be repaid. For 5 years - 110 hryvnia (about $ 14). This debt for SMS informing. After graduation, you had to write a statement about disabling SMS information.
Me: Girl, after graduation (1 year) I passed the card to the school, this card served to receive scholarships, you personally did not sign any contracts for this card, I do not have any documents confirming the fact of receiving this card. I don’t understand at all why the state institution did not close this card immediately after the end of the educational process. And why from you there hasn't been a rumor or spirit all this time. I'm not going to pay anything.
A: In any case, you will have to pay off the debt! Ignorance of the rules is no excuse.
These are the "pies". I talked with this girl for about 15 minutes, probably trying to explain and even get at least some clarification about the situation, but in the end I received only “you have to pay; your card expired almost today, and so we just now noticed (yeah, I believed); you can complain; etc.".
Yes, in fact, the amount is tiny, but the fact of such a “pun” is striking. For some reason I am more than confident that I am not the first and far from the last to whom such a “joyful” telephone call comes from PrivatBank. I couldn’t use it for 5 years, the card allegedly remained open in my name, because I didn’t have it - I don’t intend to. In addition, if I am not mistaken, the fee for SMS informing was withdrawn immediately after receiving the SMS.
In this regard, I have a question for habrovchanam: What are my chances to win in court? And are they anyway?
Source: https://habr.com/ru/post/93643/
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