Good day.
Dear Habr readers! We want to bring to your attention the online service for accounting for finance for enterprising people -
Finobox.ru .
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In his youth (2009), the service was called Looniesdesk, then the team changed a little, the service was redone, improved and put into operation.
What is financial accounting and why it is needed, I will not describe. Recently, this topic is becoming increasingly important and popular.
So what is the essence and salt?
Concept
Most products in this area are based on the good old principle of subscription. There is a free functionality (if any), and additional “buns” are shipped to premium users as a kind of tariff plan.
We approached the matter differently. The system is based on payment management: creation, systematization, structuring, summation, etc. We try to make these operations as convenient as possible. You can enter payments one at a time and in groups, correct the amounts and record the fact of payment - right in the table, without going to the payment editing page. In the presence of functions of reminding and repetition of payments with a certain frequency, there is an opportunity to associate payments with assets (wallets) so that when a payment is received the amount in the wallet is automatically recalculated, there is a list of currencies (thanks, google), you can configure filters for the list of payments and so on. All this - immediately and for free.

The key feature is that at the level of this kernel there is no binding to specific services, such as plotting, issuing reports and so on. These services and services are implemented through connected applications. Technically, this means a “microkernel” and rich extensibility.
The user himself decides what services he needs and, therefore, what applications to connect to him. This approach allows the service to grow with the user.
At the moment in our application store are programs:
- Filling out declarations for entrepreneurs and organizations on a simplified taxation system
- Formation of bills and acts on payments or groups of payments, with the ability to track the documents submitted
- Consultations of professional accountants in a "question-answer" format
- Formation of documents of payment orders
- Formation of account statements
- Export to XML and CSV
Some applications are combined into packages (that is, they are connected as a whole). So, declarations, consultations, bills, acts and payment orders make up the package “Own business”. There are also trial versions of paid applications.
Applications look like a pop-up window in the workspace:

Applications have access to payments (which the user has authorized) and to information from the
contact book , which allows you to share information about contractors with applications — for example, filling in the bank details of the supplier in the payment orders no longer need to drive them back.
We have developed a software interface for writing applications by third-party developers. The wiki tutorial will be announced shortly. Creating applications on the Finobox platform, the developer concentrates on implementing the business logic of the application, and Finobox will take care of user authorization, input, processing and storage of information and collecting fees for using the application.
Illustrations
Entering a single payment:

Enter payment group:

Budgets:

Revenue Chart:

Payment list:

An example of setting up panels for organizing:

About reliability
Finobox is located on our own dedicated server with daily backups. For secure access, you can use the SSL protocol. Geographically, our servers are located in such a way as to maximally protect themselves and our clients from any nuances on the part of any “organs”.
About personal data
To register with the service, our users do not need to specify the first and last name, even the mailbox may not be real (although in this case mail-related functions such as notifications, reminders, etc.) will not be available. Thus, even if the idea of ​​requesting the arrest of our servers through Interpol will come up with someone, then it will be incredibly difficult to compare qwertry2009 to the owner of the shawryman Vasily Alibabaevich.
Test Drive
To try the service in business without registration, we have provided a demo entry (the button is located on the login and registration pages).