Many Russian users of Habr are already familiar with the “
QIWI Personal Cabinet ” and know that you can top up an electronic wallet in the amount of 500 rubles or more in the QIWI terminals without interest. They also know that the majority of payments for the most popular services also go without interest. The system develops, on December 19,
Yandex.Direct was connected - payment of the context without interest.
Less information on what's inside with
transfers between users and
withdrawing money from the system.
Translation between users:1. You can invoice another system user:
mylk.qiwi.ru/orders.action This is convenient if you are engaged in freelancing or small electronic trading. In the invoice there is a comment field that the recipient will see, and there you can write: Payment for website design services at
www.chto.ru')
2. Instant translation to another user is also there. To do this, on the website of the payment system, find the provider “Mobile Wallet”. Enter the user's wallet number (the number to which the QIWI Personal Account is registered), enter the transfer amount and click on pay. The recipient will see the money in the balance within a few seconds.
I note that at the present time, the transfer between users (both the first and second options) comes
from 0% .
Withdrawing money from the QIWI system:1. Banks with which we work to repay loans are, in essence, the withdrawal of money from the system. Most popular banks:
- Alfa-Bank - 2% of the commission, but not less than 60 rubles, 10 000 rubles for one transfer. Online .
- Tinkoff Bank - 0% commission , 15,000 rubles for one transfer. Translation time: 1-3 business days.
- Other banks (more than 90) - 1.5% commission, but not less than 50 rubles, 15,000 rubles for one transfer. 1-3 business days.
2. Withdrawal directly to crisp notes is carried out through 2 main transfer systems: Contact system - 4% and Unistream - 2.5%. Transfer to Contact is 1-3 business days.
Unistream faster -
day to day .
3. Withdrawing to other electronic money is, in fact, not withdrawing. The output is cash.
But some transfer earned to other electronic currencies. But this is not very convenient for ordinary users, since the size of our commission with such transfers is 5%, to which the commission is added. Of money.
But for "
Personal Wallets " - this can be an interesting option, since for them the commission is only
2% . The limit on payment delay at 2 o'clock is maintained, as is the limit on the amount of one transfer.
4. Well, the last way is a Virtual
VISA card. This is also not entirely a conclusion, but an option that is interesting to many. By the way, over 100,000 cards have already been issued. I remind you that when buying a Visa a commission is taken - 5.25%.
If you have any questions, please ask.