What can I personally face a crisis? And you? And to us all?
That discussion of the crisis came to Habr. After reading a few topics about the crisis, where it came from, I actually understood the mechanism. But the main thing that I still do not understand is how this very crisis will affect me personally? And everyone can (or is already asking himself) this question.
So the questions that I think worry most ordinary IT mortals are:
1. What will happen to (my web design studio, programmer's office, advertising agency, seo, copywriting)? - Substitute the right to taste.
2. How will the crisis affect mine (loans, mortgages, bank deposits, car loans, etc.)?
3. How will the crisis affect my standard of living (gasoline, food, utility bills, general price level changes)?
I think I’m not mistaken if I say that for the most part, it’s experts are quite far from the global economy, politicians, watch little TV and wonder what is happening in the world besides its industry.
But now what you want in the world is happening you don’t want, but it can touch everyone if this one does not live in the forest on a natural economy.
')
Speak out who thinks what these three questions are about the consequences for you personally.
ps about myself
1. All the same, the crisis will hit us, I think indirectly. Since we work with organizations that themselves often sit on loans, then in case of problems they will begin to reduce costs, and we will fall under the reduction one of the first. Website and advertising in the internet is not the most important when the question is about the survival of the company.
2. There is a mortgage loan. It would be nice if my bank went bankrupt and I got the apartment for nothing. But I probably understand this badly - it is too good to be true. Another question is what the bank will do if inflation breaks at a frantic pace. I have a fixed rate loan. And if in the future for this bet you can only buy a box of matches? Is it me that, with one salary, I will repay a loan for an apartment? :-)
3. Gasoline is a significant part of the cost. I still do not understand - if oil falls in price, then, in theory, gasoline should also become cheaper. Something is not yet visible.
So the questions that I think worry most ordinary IT mortals are:
1. What will happen to (my web design studio, programmer's office, advertising agency, seo, copywriting)? - Substitute the right to taste.
2. How will the crisis affect mine (loans, mortgages, bank deposits, car loans, etc.)?
3. How will the crisis affect my standard of living (gasoline, food, utility bills, general price level changes)?
I think I’m not mistaken if I say that for the most part, it’s experts are quite far from the global economy, politicians, watch little TV and wonder what is happening in the world besides its industry.
But now what you want in the world is happening you don’t want, but it can touch everyone if this one does not live in the forest on a natural economy.
')
Speak out who thinks what these three questions are about the consequences for you personally.
ps about myself
1. All the same, the crisis will hit us, I think indirectly. Since we work with organizations that themselves often sit on loans, then in case of problems they will begin to reduce costs, and we will fall under the reduction one of the first. Website and advertising in the internet is not the most important when the question is about the survival of the company.
2. There is a mortgage loan. It would be nice if my bank went bankrupt and I got the apartment for nothing. But I probably understand this badly - it is too good to be true. Another question is what the bank will do if inflation breaks at a frantic pace. I have a fixed rate loan. And if in the future for this bet you can only buy a box of matches? Is it me that, with one salary, I will repay a loan for an apartment? :-)
3. Gasoline is a significant part of the cost. I still do not understand - if oil falls in price, then, in theory, gasoline should also become cheaper. Something is not yet visible.
Source: https://habr.com/ru/post/42044/
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