“Article 15.16 Issue (issue) of money substitutes.
1. Release (issue) of money substitutes, -
entails the imposition of an administrative fine on citizens
in the amount of from twenty thousand to forty thousand rubles; on officials - from forty thousand to eighty thousand rubles; on legal entities - from three hundred thousand to five hundred thousand rubles.
2. Creation, as well as distribution of software for the purpose of issuing (issuing) monetary surrogates, -
entails the imposition of an administrative fine on citizens
in the amount of from thirty thousand to fifty thousand rubles; on officials - from sixty thousand to one hundred thousand rubles; on legal entities - from five hundred thousand to one million rubles.
Banknotes that are not required by law; are introduced by individual enterprises or other organizations, and also. citizens without permission. The reason for their appearance is mainly the lack of official banknotes. For example, in 1993-1994. in the Russian Federation, the introduction of surrogates by some enterprises was noted due to their insolvency, on the one hand, and the need to pay their employees for wages - on the other.
Source: https://habr.com/ru/post/364325/