Criminal liability will be imposed for stealing bank passwords.

Izvestia reports that a conclusion from the National Council of the Financial Market (NSFR) was sent to the Federation Council and the State Duma for a government bill amending the Criminal Code. The conclusion contains the appeal of a number of bankers and deputies about the inclusion in the Criminal Code of articles for phishing. It is proposed to set the maximum penalty for phishing up to 2 million rubles, and the maximum term of imprisonment - up to 10 years. This is even more severe punishment than for the most serious crime under the article "fraud." Now in the Criminal Code there is no mention, as such, of mentioning and punishment for phishing - so far only a bill has been introduced, adding responsibility for the manufacture and sale of skimming devices for ATMs.

According to reports from the Central Bank over the summer of 2014, about 220 million bank cards are used in Russia. Banks are constantly trying to improve the level of data and card protection. Even cards with a fingerprint scanner appear already. But users are still victims of theft, most often because of their negligence. At the same time, from January 1, 2014, amendments to the law “On the National Payment System” are in effect in Russia, according to which banks are obliged to compensate customers for damages from unauthorized debiting of funds immediately after the client’s statement that he did not make this payment. And only then can banks understand what happened.

“The proposals of the NSFR are absolutely logical, because fraud in this area is growing at an incredibly fast pace, and the phishing penalties applied in the absence of a clear separate composition in the Criminal Code with huge amounts of black market can be called symbolic,” the deputy chairman of the Duma Committee on Economic policy, innovation development and entrepreneurship Victor Klimov. - According to the existing criminal prosecution, for example, illegal copying of computer information stored on a payment card, unauthorized access to access codes and customer accounts may be subject to (criminal code 272 of the RF Code); withdrawing funds from accounts using fake bank cards and access codes (Art. 158 of the Criminal Code); making fake payment cards (article 187 of the Criminal Code). At the same time, not a word was said about the theft of bank card data. Criminal prosecution is possible only if the fact of the sale of counterfeit cards and other payment instruments has been proven.
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Phishing , the substitution of a website or an e-mail letter in order to gain access to personal accounts and other private data of users, most often bank cards, is a popular fraud scheme based on inattention and illiteracy of users. Despite all the efforts of banks and law enforcement organizations, the network can easily find sites that sell entire sets of data from bank cards of any country in the world. And this means that with the current system of work of maps of punishment for data theft, unfortunately, are ineffective.