The first selection of materials on the digitalization of insurance

Hi, Habr! From this point on, I would like to start keeping IT insurance digests. In the first compilation, I gave the maximum priority to what went on the topic on Habré and GT, but did not forget the other sites. English articles - materials from Hacker News, which scored a good rating and seemed interesting to me.

All who are interested in what came out of it, please under the cat.

Photo: GotCredit / CC
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Insurance for technology

Cyber ​​risk insurance

Attacks, viruses, IB file of employees - there are many reasons for the leakage of critical information, including user PD. All these risks can be compensated not only by competent organization of internal processes, but also by insurance. This material refers to the CyberEdge product developed by AIG.

Insurance companies and cryptographers: a new method to protect themselves from the consequences of the work of ransomware

Attempt at reasoning on the onset of such an insured event as “cyber-extortion”. The opinions of experts, the thoughts of the author and the comments of the authors.

For the first time in the history of Russian venture: the Rosinfokominvest fund insured the management from mistakes

Editorial Habra writes about a new case in the Russian venture, which was implemented by AIG. A number of fund employees are insured against managerial errors in the amount of 300 million rubles - this includes, among other things, defense costs.

Can a startup hit the $ 20 billion cyber risk insurance market? transfer

Translation material on the GVA company blog. Here are the main trends and new trends in the insurance market. The main focus is on insuring IT risks and the need for appropriate expertise from insurers.

Tesla will offer life insurance for cars

The company is convinced of the reliability of its product and is ready to offer the market one price for everything: car, maintenance and insurance package.

Insurance Technologies

Blockchain Insurance - New Opportunities or Threat

The Wirex company talks about possible scenarios for using the blockchain in the insurance industry, describes possible limitations and gives a forecast for the industry and individual insurance companies based on a report from the consulting company McKinsey.

Company Bitfury Group will help the insurance market

The blockchain in practice and in the field of insurance services is a reality. The main niche for starting work is cyber insurance. Bitfury has already implemented blockchain projects for the governments of Ukraine and Georgia ( link to the Bitfury blog on Habré).

Blockchain - the future of the insurance market

A note on the topic on Techcrunch. Here are considered: P2P insurance, parametric insurance and microinsurance. In addition to common words for each item are examples of using blockchain.

How to apply “big data” in insurance: ITMO University projects

Discussion of data collection and analysis problems along with examples of ITMO University developments in the field of insurance and the city’s transport ecosystem.

The pacemaker logs revealed arson for insurance claims.

It is a well-known case that once again poses a number of issues related to fraud in front of the industry. Will IT help and to whom? Let's hope that the forces of good, of course.

The insurance technology industry as one of the fastest growing Fintech verticals

Online aggregators, brokers, what's next? Wirex has prepared a translation on this topic and talked about the future of Insurtech (Insurtech trends ).

AI becomes an insurance agent

The IBM Watson cognitive system has the ability to analyze text, audio and video, which in general could be useful in the work of insurance companies. In this material there are a couple of examples of those who already cooperate with IBM in this area (here is another note in English on the subject).

Estimation of insurance cost by social network profile

The UK's largest insurer will introduce social media analysis to profile clients. In accordance with the internal regulations, they will score and determine the final score, which will affect the cost of insurance.

Photo: franchise opportunities / CC

Electronic OSAGO, KASKO and PTS

Making a CTP online: How it works

Analysis of the myths, the analysis of the conditions of design and features of E-OSAGO, which appeared in 2015, but in fact - only very recently.

OSAGO online: what is most important you need to know about buying a policy through the Internet

How problems are around the topic of buying policies online, what has already been decided from this and what nuances should be known. The material is useful to the townsfolk and those who develop services in this area.

Electronic CTP Issues and Insurance Ecosystem

Expert column in Forbes. The Western experience has been analyzed here and an analytical assessment has been given of what will happen in the Russian insurance market.

“Why it doesn’t work”: Telematics and cost reductions for CASCO

Criticism on the topic of why today is difficult to talk about the working application of telematics systems and reducing the cost of hull insurance.

How the telematic service Smartdriving.io was created - 100% Russian technological startup

The history of the new thematic startup in the format of the interview.

Let's go without a passport: Electronic PTS

Why it took another innovation, how to implement all this, what results to expect and how to relate to it.

Paper is no longer needed: How electronic TCP will change the market

The transition to the new system slows down the lack of necessary regulations. A little bit about what changes will occur in the car market after a full transition to electronic TCP.

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PS Another one of my selections on the topic: Automobile Digest: Repair, insurance and new technologies