Facebook Messenger is ready to cooperate with payment services and compete with WeChat in the mobile payment market.
Experts of The Information edition, having studied the source code of the Facebook Messenger for iPhone application, were convinced that the company really plans to develop the functionality of mobile payments (including p2p payments) in the messenger.
The application already allows you to send money to friends, but according to experts, this is only the beginning.
Founder and CEO Mark Zuckerberg noted that the company is ready to cooperate with participants in the payments market. Among potential partners, he singled out the Apple Pay payment service. However, Zuckerberg stressed that he does not plan to turn the instant messenger into a full-fledged payment system.
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According to Juniper Research , the global digital payments market in 2015 grew by 20% to $ 3.6 billion, and 90% of contactless payments accounted for bank cards. Analysts predict that by the end of this year, mobile payments will grow in the United States by 210%.
Apple and Samsung are making great efforts to teach their smartphone owners to pay for purchases using mobile devices, not bank cards. But so far, only 3% of iPhone owners use Apple Pay.
The activity of social networks and services is growing in the digital commerce market. Facebook , Instagram and Pinterest have already launched mechanisms for the immediate purchase of goods and services in the form of a Buy button. Growing popularity and payments between ordinary users.
Especially p2p payments are popular in China, where they replaced cash gifts in the form of banknotes in an envelope.
On February 18, the Apple Pay mobile payment system was launched in China. One of the partner banks reported that in just a couple of days after the launch of Apple Pay, users tied over 3 million plastic cards to the payment system. And today, the Korean corporation Samsung announced the launch of its own payment system Samsung Pay in China. The system has earned in all provinces of China.
So, the Facebook Messenger team can boldly enter into a partnership agreement with both companies, as they have already entered the largest mobile payment market.
In February, in just 6 days, WeChat users (the pioneer messenger and Facebook Messenger competitor in the mobile payment market) sent 32 billion mobile money transfers. So, in the Chinese New Year (2016) more transactions were conducted than the PayPal service for the entire past 2015.
In Africa and Asia, mobile payments and transfers are the main tool of digital commerce, as getting access to mobile services there is much easier than using bank cards. Therefore, in these countries, financial services such as mobile loans, mobile insurance and other services that banks usually sell to their clients in offices are the first to be introduced.
The application already allows you to send money to friends, but according to experts, this is only the beginning.
Founder and CEO Mark Zuckerberg noted that the company is ready to cooperate with participants in the payments market. Among potential partners, he singled out the Apple Pay payment service. However, Zuckerberg stressed that he does not plan to turn the instant messenger into a full-fledged payment system.
')
According to Juniper Research , the global digital payments market in 2015 grew by 20% to $ 3.6 billion, and 90% of contactless payments accounted for bank cards. Analysts predict that by the end of this year, mobile payments will grow in the United States by 210%.
Apple and Samsung are making great efforts to teach their smartphone owners to pay for purchases using mobile devices, not bank cards. But so far, only 3% of iPhone owners use Apple Pay.
The activity of social networks and services is growing in the digital commerce market. Facebook , Instagram and Pinterest have already launched mechanisms for the immediate purchase of goods and services in the form of a Buy button. Growing popularity and payments between ordinary users.
Especially p2p payments are popular in China, where they replaced cash gifts in the form of banknotes in an envelope.
On February 18, the Apple Pay mobile payment system was launched in China. One of the partner banks reported that in just a couple of days after the launch of Apple Pay, users tied over 3 million plastic cards to the payment system. And today, the Korean corporation Samsung announced the launch of its own payment system Samsung Pay in China. The system has earned in all provinces of China.
So, the Facebook Messenger team can boldly enter into a partnership agreement with both companies, as they have already entered the largest mobile payment market.
In February, in just 6 days, WeChat users (the pioneer messenger and Facebook Messenger competitor in the mobile payment market) sent 32 billion mobile money transfers. So, in the Chinese New Year (2016) more transactions were conducted than the PayPal service for the entire past 2015.
In Africa and Asia, mobile payments and transfers are the main tool of digital commerce, as getting access to mobile services there is much easier than using bank cards. Therefore, in these countries, financial services such as mobile loans, mobile insurance and other services that banks usually sell to their clients in offices are the first to be introduced.
Source: https://habr.com/ru/post/299738/
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