The founder of
KupiVIP, Oscar Hartmann, launched the Aktivo online investment platform for commercial real estate. With the help of Aktivo, you can buy a share in the property and receive income from renting it out. Hartmann and his partner, co-founder of
FCG , Vladimir Lupenko invested 100 million rubles from their own savings into the project.
The service is looking for objects with a rental yield of at least 13% per annum. In addition, among the tenants should be at least one company at the federal level. If these and a number of other criteria are met, then the object is added to the service database. To use Aktivo, it is enough to show the passport of the citizen of the Russian Federation and register on the site
aktivo.ru . The minimum amount of investment in new facilities on aktivo.ru will be 100 thousand rubles.
Every month Aktivo will offer one object divided into shares with a nominal value of 1000 rubles. With the help of a special calculator on the site it will be possible to calculate how profitable the investment is. 72 hours after clicking the “invest” button, the reserved shares will be credited to the user's account. When all shares are redeemed, shareholders will receive rental income. To withdraw from the assets, users can sell their shares either to other shareholders at a price not lower than 30 thousand rubles, or to the Aktivo service itself or its partners.
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Today, service partners are
Astera , a commercial real estate agency,
Colliers International , a commercial real estate consulting company,
Trinfico investment group, the
Radius Group system integrator, and the
Amtel development
company .
Hartmann expects the service to earn a commission: “We retain only 2% of the value of assets once and 12.5% ​​of rental payments monthly.” The founders of Aktivo predict that the return on investment by shareholders will be on average 15-17%. By the end of 2016, the company plans to finance eight objects worth from 200 million to 1.5 billion rubles each, a company representative said.
Now collective investment in commercial real estate is available only to participants of closed-end mutual funds, says
Blackwood managing partner Konstantin Kovalev. He is not aware of the serious successes of these funds. These legal structures have drawbacks - in particular, the problem of exit: the depositor “is doomed to own his share until the close of the mutual fund,” Kovalev said. In his opinion, an online platform accessible to a wide range of people may be in demand, but its success depends on the legal structure chosen by the founders and on their marketing efforts.
“The principle of operation of the service is largely identical to the work of closed-end real estate investment funds, which in their best years showed a yield of around 15–20% per annum. Now with falling rental rates and unfilled areas in all categories of commercial real estate, many such funds show negative income,
told RBC CFO Mikhail Lukyanov.
However, Aktivo specializes in street retail, which suffers less than others in a crisis. This is probably what the founders are hoping for.