The other day a meeting of shareholders of Sberbank. In general, an ordinary financial event that has little concern for the Habr audience, if not for two but:
- Chairman of the Board Gref led a report to Google Glass: “I can’t remember all the text, because I have a very big report, I had abstracts there. So I could watch both the text and the audience. ”
- during the report, the chairman of the board said that in the “coming years, the main competitors of banks will be not other banks, but large Internet resources”.

And here begins the most interesting. As Gref
says , Internet-resus "... this is a key threat for us. We will compete with Google, Amazon, Alibaba, with Yandex and with all IT-platforms. The problem is that we will not compete with other banks, we will compete with the most powerful Internet platforms. In the next five years, we must move from catch-up development strategies to innovation development strategies, otherwise we risk being out of the market. "
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The fact is that banks are by definition one of the most conservative financial institutions. And now on their field of activity climb Internet portals. For example, the same Google allows you to send money in gmail as a standard application. Those. for mail there is no difference, you send the picture or 1000 rubles.
Yandex has the same functionality. So the fears of the major world banks (not only Sberbank) are quite understandable. Who will survive in the near future is a big question.