The second reading adopted a bill tightening the requirements for the transfer of electronic money
Last Friday (April 18), the State Duma of the Russian Federation, in its second reading, passed Bill No. 428896-6 included in the antiterrorism package “ On Amendments to Certain Legislative Acts of the Russian Federation ”, toughening the use of electronic payment systems.
In some ways, the situation was resolved better than it could have happened: they refused from sensational significant reductions in limits for anonymous wallets. In the first reading it was assumed that the maximum amount of anonymous payment should not exceed 1 thousand rubles, which put an end to e-commerce. But the existing restrictions are not encouraging.
The threat has passed: the rejection of draconian restrictions for owners of anonymous wallets who wanted to enter. The limits remain the same: the balance on the anonymous wallet at any given time should not exceed 15 thousand rubles, and the total amount of funds transferred per month is limited to 40 thousand rubles.
There is still no need for identification when transferring money to legal entities, individual entrepreneurs and government agencies, if the amount of the payment is no more than 15 thousand rubles. The restriction does not apply if the recipient is a religious or charitable organization.
Simplified identification procedure. The user can either provide identification documents or their copies, or send information about himself in electronic form, or use an electronic signature for authorization in a single identification system. Simplified identification will be available from November 1, 2014.
Simply identified, they can have no more than 60 thousand rubles on their wallet and transfer no more than 200 thousand rubles a month. For comparison: the size of electronic wallets identified in the usual way is 100 thousand rubles.
Anonymous users can no longer transfer money to individuals. For this you need to pass identification or simplified identification.
The threshold is reduced from 200 thousand rubles to 100 thousand rubles, under which operations for receiving and non-profit organizations spending money and other property from foreign countries and citizens are subject to mandatory control. Political subtext of this restriction is likely.
Simplified identification can be carried out only if there is no suspicion of money laundering. When they occur, the usual identification will be required.
')
The bill comes into force 10 days after its official publication.
In some ways, the situation was resolved better than it could have happened: they refused from sensational significant reductions in limits for anonymous wallets. In the first reading it was assumed that the maximum amount of anonymous payment should not exceed 1 thousand rubles, which put an end to e-commerce. But the existing restrictions are not encouraging.
The threat has passed: the rejection of draconian restrictions for owners of anonymous wallets who wanted to enter. The limits remain the same: the balance on the anonymous wallet at any given time should not exceed 15 thousand rubles, and the total amount of funds transferred per month is limited to 40 thousand rubles.
There is still no need for identification when transferring money to legal entities, individual entrepreneurs and government agencies, if the amount of the payment is no more than 15 thousand rubles. The restriction does not apply if the recipient is a religious or charitable organization.
Simplified identification procedure. The user can either provide identification documents or their copies, or send information about himself in electronic form, or use an electronic signature for authorization in a single identification system. Simplified identification will be available from November 1, 2014.
Simply identified, they can have no more than 60 thousand rubles on their wallet and transfer no more than 200 thousand rubles a month. For comparison: the size of electronic wallets identified in the usual way is 100 thousand rubles.
Anonymous users can no longer transfer money to individuals. For this you need to pass identification or simplified identification.
The threshold is reduced from 200 thousand rubles to 100 thousand rubles, under which operations for receiving and non-profit organizations spending money and other property from foreign countries and citizens are subject to mandatory control. Political subtext of this restriction is likely.
Simplified identification can be carried out only if there is no suspicion of money laundering. When they occur, the usual identification will be required.
')
The bill comes into force 10 days after its official publication.
Source: https://habr.com/ru/post/220205/
All Articles