The main thing is trust

This morning in the smoking room, I heard another argument about Bitcoin. Well, you know, as usual:
- This is money!
- No, fiction!
- Economy of the future!
- The pyramid!
- Look at the course!
- Do not cost anything!
etc. He himself did not interfere, just listened. People argue, argue. Well, OK.

And then I went to the bank. In a real bank. Where there are real guards at the entrance, in the windows there are real cashiers who accept and issue real money. I needed to withdraw money from the deposit. Approximately at the rate of my semi-annual salary. Do you know what it took for this? Maybe my passport? Codeword? Bank card? Pin to her? Password for online banking? SMS with confirmation of the operation? Not. There was such a dialogue:

- Your phone number?
-
- Do you have a sum of N on your N account?
- Yes
- Here is the receipt, go to the cashier

At the checkout, I was given money, again without any requirement to certify a person. Yes, they asked to sign on the check, but they did not verify the signature with anything. I left the bank with money in my hands. But the feeling was as if it came out without them.

Perhaps a bank employee remembered me from past visits. Perhaps I was recognized by some kind of automatic face recognition system (yes, la-a-adno!). But the fact remains that in order to withdraw a sufficiently large amount of money from my account, you only needed to know my phone number. Do not even have it with you - just know.

I returned to work. In the smoking room, the conversation continued about fiat money and cryptocurrency, their essence, guarantees, security, liquidity and prospects.
')

Morality

When using Bitcoin, the maximum number of fools who can lose your money is equal to one - this is (at worst) you yourself. When using real money and real banks of such people - the sea.