
The saying about free cheese has long been known. Let's see how this saying works among companies leading users or subscribers. An interesting aspect that I want to draw attention to is writing off funds when switching to the “inactive user” mode. If you are interested in a small "rating of greed," welcome under cat.
Among other things, we will try to assess how difficult it is to find this information.
Let's start with mobile operators
All of them write off funds without any notification, but the rules are different for everyone.
Beeline
Inactive user after: 90 days.
Subscription fee: 5 rubles per day.
The information is written in small print on a page with a detailed description of any tariff on the operator’s website.
')
Megaphone
Inactive user after: 89 days.
Subscription fee: 30 rubles per month.
Like Beeline, information is in the detailed description of the tariffs, indicated in small print.
Upd 2: an example is given for the Perm region and the tariff, which is displayed first on the site. As it turned out, thanks to pcdesign, in different regions and at different rates conditions are slightly different. Happens 80 days and 90 rubles a month.
Mts
Inactive user after: 183 days.
The entire amount on the account is debited, the service is terminated.
Also after 61 days with a balance of no more than 0.01, the service stops and the number is taken from the subscriber. Information can be obtained from a 2-page PDF file. When you connect a new subscriber, he is given a bunch of paid options that are provided for several days for free. The small print also indicates how to disable it.
Rostelecom
Inactive user after: 60 days.
Subscription fee: 1.5 p. in a day.
We now turn to the payment systems
Here, too, there are "surprises".
Yandex money
Information could not be found. In practice, it was not necessary to reach any limits.
Qiwi
Inactive user after: 6 months.
Subscription fee: 10 rubles per day, written off once a month starting from the next month after assigning the inactive user status.
The information is provided in the offer, which is laid out in the form of a PDF-file with 18 pages.
Write-off is made, as expected, without notifying the user and there is one subtle point. The fact is that in the offer there is such a point:
"5.7. The User is notified and confirms his agreement that all operations in the Service are carried out only if the User enters the correct Authentication data. Without the introduction of the Authentication data, only replenishment of the personal account of the cellular operator whose network the Subscriber's number is registered can be made. At the same time, the Service Operator is not responsible for the execution of the relevant Payments by the User. "
In fact, I have to go to my personal account and pay the invoice, in fact, no notification comes, and in the payment history you can find a check with this content:
Operator: Write off
Phone / Account Number: 730
Listed: 300.0 RUB
You can understand what's the matter only by talking to the support service, which, of course, indicates that the user has been inactive for 6 months - and this is the result.
Money @ Mail.ru
Inactive user after: 1 year.
Subscription fee: 350 rubles per year.
Information is available on the page with tariffs, given in normal font at the very beginning of the description.
Moneymail
Inactive user after: 11 months.
Subscription fee: 15 rubles per month.
Tinkoff Mobile Wallet
Inactive user after: 180 days.
Subscription fee: 10 rubles per day.
Instead of conclusion
I checked the terms of service of those companies that first came to my head and
sometimes the inattentive client I was. Additional comments are welcome. Take care of your health and funds in the accounts.
Upd: Thanks to the users for information:
Beltoev for MoneyMail,
AlexeyZhohov for Tinkoff Mobile Wallet. Added to the general list.