Do you know the situation when the end of the month and the amount on the card becomes empty? And if the advance / salary is delayed for a day or two, even have to borrow?
I found out here that so many colleagues are experiencing the exact same problem, regardless of the level of wages - two, three times higher - all the same, everything is spent.
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Post debatable, it is interesting to know your experience in solving this problem. My option further.
Why is this happening? Probably, because you keep the number in your head, associate it with a monthly gap, and the brain automatically distributes this amount, considering it reasonable to use the available resources completely to get maximum pleasure / stimuli. It is impossible to save, money goes all.
As an option out of the situation - to decide to postpone once a month at whatever cost, then the brain will be reconstructed for the remainder of the amount. Moreover, it is important to transfer money to another account, so that only a balance appears in the head. As in the book "The richest man of Babylon."
I suspect that people who do business / freelancing have such a problem less pronounced, because income is not stable and the brain does not plan to move ahead, plus realizes that a financial pillow is needed.
What do you think about this?