Apple's social financial network or how to become a walking ATM

Dear friends, it has long been talk that alternative methods of settlement between people are coming, that financial instruments will soon change. New social financial networks are being created and there is a place for giants too.

Recently it was announced that Google and Apple will create their own banks and

one of the first steps taken by Apple. Yes, it is APPLE.
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Apple offers an application under the complex name “ad-hoc cash-dispensing network” (“self-organizing cash disbursement network”).
In essence, mobile ATMs are going to be made of the user.

A user who urgently needs a certain amount of money launches the application and writes his request that he needs cash.

Users of Apple smartphones in the vicinity with this application receive a request for financial assistance.

Users see the request and if they want to voluntarily help, they contact the one who left the request, meet on the site and in person meet the cash, the one who asked.
After that, the one who requested assistance confirms in the appendix that he received assistance - he received cash in his hands. At this point, an equal amount of money is deducted from the applicant’s iTunes account.

Also, the “transfer fee” or for using the service will be charged. So to speak for the mediation in favor of Apple.

It is worth noting that sometimes cash is necessary as air. Of course, it is difficult to call mutual assistance, but the fact that this is help in a difficult situation, for example in another country, is certain.