Electronic Debt Collectors Appear in Russia
In the system of electronic payments WebMoney there is a special service Debt.WebMoney, which allows you to lend to another member of the system a certain amount of money. At the same time, it is required to indicate the borrowed amount, the repayment period, the size of the interest rate on the loan (if necessary) and the BL level (Business Level is the reputation characteristic of the WebMoney system participants). If suddenly it happens that the life circumstances of the debtor do not allow him to pay the debt on time, or he simply disappeared, then it turns out that there is now someone to turn to in order to solve this problem.
For the collection of electronic debts from negligent debtors, you can contact the Ekaterinburg Agency under the straightforward name “Bureau of Information Technology”. If you try to imagine a possible market for the agency’s employees in financial terms, you can refer to expert opinion, according to which the volume of debts in the WebMoney system now reaches $ 65–70 million and increases by 10–15% annually.
If you cut off the abstract numbers and refer to specific quantities, the head of the Information Technology Bureau (BIT), Alexey Vtulkin, claims that at the moment the amount of debt collected in his company is about $ 4 million. Moreover, the BIT’s activity is not limited to Russia - under the sphere of activity of its company, its head also names Ukraine and Belarus. If we estimate the average size of the amounts that debtors return, then Alexey Vtulkin says that they are in a fairly wide range - from $ 500 to $ 4,500.
Several moments of the agency’s work are interesting - in principle, BIT does not work with banks, and thus only individuals are clients. Moreover, the employees do not charge the prepayment for their services, and the rate of their work, in case of successfully returned debt, is 20% -30% depending on the amount charged, which, as the general director of the Collecting Development Center Dmitry Zhdanukhin says, is the standard rate for collectors .
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Actually, the most important thing is that the process of withdrawing electronic debt is unclear, although the procedure looks rather expected after the debtor was notified in writing that information about his bad faith would be distributed in WebMoney, which threatens him with a downgrade and exclusion from the system, then then phone calls and trips begin. In addition, there is a critical opinion on this matter: due to the imperfection of the development of electronic digital signature technologies, it will be difficult to work with “electronic” debtors in the pretrial order, ”said Alexander Fedorov, head of the YUSB Center.
[ Source ]
For the collection of electronic debts from negligent debtors, you can contact the Ekaterinburg Agency under the straightforward name “Bureau of Information Technology”. If you try to imagine a possible market for the agency’s employees in financial terms, you can refer to expert opinion, according to which the volume of debts in the WebMoney system now reaches $ 65–70 million and increases by 10–15% annually.
If you cut off the abstract numbers and refer to specific quantities, the head of the Information Technology Bureau (BIT), Alexey Vtulkin, claims that at the moment the amount of debt collected in his company is about $ 4 million. Moreover, the BIT’s activity is not limited to Russia - under the sphere of activity of its company, its head also names Ukraine and Belarus. If we estimate the average size of the amounts that debtors return, then Alexey Vtulkin says that they are in a fairly wide range - from $ 500 to $ 4,500.
Several moments of the agency’s work are interesting - in principle, BIT does not work with banks, and thus only individuals are clients. Moreover, the employees do not charge the prepayment for their services, and the rate of their work, in case of successfully returned debt, is 20% -30% depending on the amount charged, which, as the general director of the Collecting Development Center Dmitry Zhdanukhin says, is the standard rate for collectors .
')
Actually, the most important thing is that the process of withdrawing electronic debt is unclear, although the procedure looks rather expected after the debtor was notified in writing that information about his bad faith would be distributed in WebMoney, which threatens him with a downgrade and exclusion from the system, then then phone calls and trips begin. In addition, there is a critical opinion on this matter: due to the imperfection of the development of electronic digital signature technologies, it will be difficult to work with “electronic” debtors in the pretrial order, ”said Alexander Fedorov, head of the YUSB Center.
[ Source ]
Source: https://habr.com/ru/post/147288/
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