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SMS-Banking and Mobile Internet Banking

Welcome, residents of Habr!

We continue to review the possibilities of our internet banking for mobile devices. We have already talked about applications for our Internet Bank on iPhone and Android .

Today, we continue and tell you about two more forms of our Internet bank.
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SMS Banking


SMS-Banking is a program that allows you to pay for services from your mobile phone around the clock that you use daily without being connected to the Internet .

To get started, you just need to install the program "MIG24" on your mobile phone.

This system is notable for the fact that payments are made instantly and without commissions , which allows you to save money.

The key feature of the SMS Banking application is that you can work with it without connecting to the Internet. For each SMS sent, you need to pay the mobile operator.

So, SMS-Banking can:
  1. Make a transfer between accounts.
  2. Top up the balance of your mobile phone.
  3. Pay for internet and tv.
  4. Pay for the services of hosting providers and telephony.
  5. Make transfers to other companies.
  6. Receive information about the account balance and view the list of recent transactions.


Application interface

Do not be intimidated by black, it all depends on the chosen theme of your mobile phone :) In this case, screenshots of Nokia 5530 Express Music are given.

Sign in to SMS banking and payment options

To enter we specify the password, then the system displays the main menu, which presents the functionality of the system.



In the “Payments” section, your payment templates are displayed - those companies to which you have already made a payment.

To create a new template, you need to select "My Payments".




Making payments

Consider paying for a cell phone.

Choose a template, in our case “MTS”, indicate the amount and from which account to pay, then check the phone number (because we already made the payment, the system saved the phone number in the template), click the “Pay” button. After that, the application sends an SMS to the bank and your payment will be processed immediately.



All payments made via mobile devices (iPhone, Android, SMS) in the Internet Bank are highlighted with a special icon (in the screenshot to the right):




Information on cards and accounts

Also with the help of SMS-application you can view information on your cards and accounts.




Which phone supports the app?

This is a java-application that works on any phones with java support.

You can read more about the connection on our website in the SMS Banking section.




Mobile version of the Internet Bank


https://my.bank24.ru is the address of our mobile Internet bank, accessible from any model of a communicator and a cellular phone with Internet access.



All basic online banking functions are available in the mobile bank.



Many other services: QIWI Wallet, WebMoney Network processing, Yandex Money, payment for services of online stores, hosting providers, IP-telephony, security services, education services

For fast payments, you can create your own templates.



In the pda-version of the Internet bank, our financial service of Spanner , about which we wrote earlier, is not available; nevertheless, all your payments will be taken into account by it.

To switch to the mobile version of the Internet bank, use the qr-code:

Source: https://habr.com/ru/post/127489/


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