Jumio service suggests using a webcam as a POS terminal.

Jumio, a not-so-known online payment service, offered an interesting solution to simplify the process of paying for goods and services on the web. The Jumio development team has created a service that turns a webcam into a POS terminal (according to the creators of the service, a terminal protected from external influences). In order to pay for a product or service, it will be enough to bring a credit card to the webcam lens (front side), then enter the CVV code.

When fixing and recognizing a card, the service works with a secure video stream, avoiding the need to take a snapshot of a card or store data on a client PC. The image immediately goes to the server Jumio. According to the developers, this way you can avoid the threat of data interception by hackers. The form where CVV cards are to be entered is also protected from external influences (although the service team does not share technical details of such protection yet).
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The developers of this technology have already applied for a patent, and are awaiting a patent soon.

Of course, the payment process using a webcam and credit card raises several questions. One of the main things is to ensure the security of the payer's funds. Yet the security system that is used in such a transaction remains secret. At the same time, such a payment process looks more reliable than ordinary payments, which are made by many of us, by entering data into the form of payment for goods or services on the web.



In general, the system is quite interesting, and getting a reliable (hopefully) POS terminal at home or in the office is a good idea. By the way, the guys from Jumio have already received investments in the amount of 6.5 million dollars. And one of the leaders of the service is Facebook co-founder Eduardo Saverin. The company's board of directors includes former managers of Google, Amazon and NASA.

Via engadget