Hi, Habr!

Today, Yandex.Money launched a service that users have been asking us for a long time.
Now you can pay to online stores not only from your Yandex.Money account, but also from a bank card attached to it. And you can link it
online , without leaving your computer - no trips to ATMs will be required.
You can link a card of any Russian bank, and to make a payment, it is enough to enter the CVV / CVC code of your card and the Yandex.Money payment password.
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No additional fee for payment from the card is not charged.
Card binding
In order to link the card to your Yandex.Money account, you need to go to the
banking services page (you can also get there via the “Services” menu) and select the “Link card online” option.

After that, you must enter the details of your card.

The card will block a small random amount, which you will need to confirm the binding. If you have an SMS informing service activated, you will know the necessary amount from the message that comes to the phone. You can also look at Internet banking or just call the bank support service.
After confirming the binding, the amount blocked on your card will be returned to the account.

After completing the map binding in the balance block (in the upper left corner), a link will appear on the Yandex.Money pages, leading to the map operation page. By clicking on it, you can always cancel the binding of the card or just read the FAQ on the use of the service.
Card payment
After binding the card, the form of the payment confirmation will change.
Now, after selecting a product in the store and going to our website, you can choose in which way to pay: from the Yandex.Money wallet or directly from a bank card.
It will look, for example, like this.

It remains to confirm the payment CVV / CVC-code and payment password and - ready.
Underwater rocks
I will try to answer some questions in advance.
What can not be done with the linked card?
- So far, you can not make p2p payments between users.
- So far, you can not replenish your account in Yandex.Money.
- So far, you can not pay to some of the stores (exchangers, VKontakte, PIN-code shops and a few more).
Within the framework of this service it is impossible to tie several cards to an account. But, say, having an Alfa-Bank card, OTKRITIE Bank or RosEvroBank (for example, for convenient account replenishment and withdrawal of funds) and linked in the described way is
possible . Thus, if you want to make direct payments to the stores from the card already attached to one of these banks, then it will need to be untied and tied anew, as described above.
The limits on payments within the service are 5,000 rubles per day and 30,000 rubles per month.
PROFIT!
But the real advantages of the service now are more than the time constraints.
- As mentioned at the beginning of the post, the commission for payment is 0% .
- When making a payment, you do not need to enter card details into the store and fear for their safety. You specify them only at the time of binding.
- Payments from the card are still protected by a payment password (or token / grid card, if you switched to enhanced authorization ) and a CVV / CVC code.
- All actions take place online - no need to go anywhere.
We hope you enjoy the new service.
useful links